> For the complete documentation index, see [llms.txt](https://docs.americanspend.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.americanspend.com/mcp-methods/model-facts.md).

# Model facts

coverage and panel.

### coverage

Per-day completeness of the data. `start_date` and `end_date` are optional. The latest day on a spend result is the day to treat as now. A window that reaches the newest days is served from the data that has arrived, and those newest days can still move as late transactions come in.

Checking coverage costs nothing, with or without an account.

### panel

The model size, and the date that figure describes. The snapshot is written monthly. When it has not been computed, the call says so and there is no figure to show.

Distinct accounts are not people. For a byline, the published figures are $1.2 trillion of annual consumer spend tracked, 2 billion transactions indexed per month, 150 million or more monthly active accounts, and 1 million merchant locations. For the live date range and the live model size, use these two tools.


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