> For the complete documentation index, see [llms.txt](https://docs.americanspend.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.americanspend.com/data-practices.md).

# Data practices

How American Spend collects, protects, and publishes data.

How we collect, protect, and publish data is documented in the [Privacy Policy](https://www.americanspend.com/privacy/), with usage terms in the [Terms of Service](https://www.americanspend.com/terms/) and important notices in the [Disclaimer](https://www.americanspend.com/disclaimer/).

Data is licensed at the source. All personally identifiable information is removed before the data reaches American Spend. Records are aggregated across cohorts large enough to prevent re-identification. Individuals are never identifiable in anything we publish, and individual transaction details are never sold.

Nothing here is financial, investment, legal, tax, or accounting advice. Figures are estimates, not a census of the American economy. Merchant mappings and category assignments are methodological choices and may be revised. Historical figures may be revised as coverage improves.

Commercial use of the data products requires a license. There is no right to resell, redistribute, or build a derivative dataset from the data without authorization.

A certification or audit report that is not published on the site is not something to infer. For privacy questions write to <privacy@americanspend.com>. For counsel, <legal@americanspend.com>.


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